Introduction

These terms of service (“Terms”, “Agreement”) are an agreement between the operator of SavvyFinancialGuide.com (“Website operator”, “us”, “we” or “our”) and you (“User”, “you” or “your”). This Agreement sets forth the general terms and conditions of your use of the SavvyFinancial.com website and any of its products or services (collectively, “Website” or “Services”).

Use of the Website

By accessing and using this Website, you agree to comply with and be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting the modified Terms on the Website.

Intellectual Property Rights

All content, including text, graphics, logos, images, and software, is the property of SavvyFinancial.com or its content suppliers and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from the Website without our express written permission.

User Content

You are responsible for the content that you post on or through the Website, including its legality, reliability, and appropriateness. By posting content on the Website, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Website. You retain any and all of your rights to any content you submit, post, or display on or through the Website and you are responsible for protecting those rights.

Prohibited Activities

You may not use the Website for any unlawful purpose or to engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website. Prohibited activities include, but are not limited to:

• Violating any applicable laws or regulations
• Infringing upon or violating our intellectual property rights or the intellectual property rights of others
• Posting any content that is unlawful, harmful, defamatory, abusive, obscene, or otherwise objectionable
• Engaging in any unauthorized advertising or solicitation activities

Limitation of Liability

In no event shall SavvyFinancialGuide.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Website; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Website; and (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Website by any third party.

Indemnification

You agree to defend, indemnify and hold harmless SavvyFinancial.com and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Website, or b) a breach of these Terms.

Changes to This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website.

Governing Law

These Terms shall be governed and construed in accordance with the laws of The United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Website, and supersede and replace any prior agreements we might have had between us regarding the Website.

Contact Us

If you have any questions about these Terms, please contact us:

• Email: [email protected]